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Dressing your Rental Property

A successful house letting depends on more than just location and price. So, if you wish to maximise your occupancy rate, rental returns and ability to charge the price that you want, you need to invest in high-quality and long-term tenants. You will find that dressing your rental property appropriately and in a way that targets the right type of...

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Halifax Incentivises Buyers with Stamp Duty Offer

Halifax has provided an extra incentive for first-time home buyers, by offering to cover their stamp duty costs. The high street bank will be paying a maximum of £2,500 to each first time buyer, combined with a series of competitive mortgage rates. The deal will apply to stamp duty on properties valued at between £125,000 and £250,000. Stamp duty is...

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Should Landlords Remortgage or Expand their Portfolio?

The residential mortgage market has already seen greater competition begin to have an effect on interest rates as the government's Funding for Lending Scheme kicks in.  Now, the same downward pressure on product pricing is occurring in the Buy-To-Let (BTL) mortgage market, with rates tumbling to lows previously seen in 2007. It is now possible to get a BTL mortgage...

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Lowest Home Ownership Levels since 1987

The latest government figures have shown that levels of home ownership in the UK have plummeted to the lowest levels recorded since 1987. Although the large majority of recorded households are registered as home owners - representing 14.4 million people - this still only represents 65pc of households and is the lowest recorded percentage of the last twenty-five years. During...

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Borrowers Told to Avoid Being Seduced by 'Best Buy' Mortgage Rates

There has been a lot of media coverage about competition levels in the mortgage market, but borrowers are being warned to do their homework before they rush into a new deal. The latest set of headline rates may be boasting historically low interest rates in some cases, but there are very often catches attached in the form of higher application...

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15 Million Adults Feel the Mortgage Strain

The stress of mortgage and rent payments is putting a strain on 15 million people or nearly one third of British adults according to recent findings from the housing charity Shelter. Furthermore, this group reported that this stress was having a knock-on effect on their families, as well as their own emotional health. The charity interviewed over 4,000 British adults...

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