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Should Landlords Remortgage or Expand their Portfolio?

The residential mortgage market has already seen greater competition begin to have an effect on interest rates as the government's Funding for Lending Scheme kicks in.  Now, the same downward pressure on product pricing is occurring in the Buy-To-Let (BTL) mortgage market, with rates tumbling to lows previously seen in 2007. It is now possible to get a BTL mortgage...

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Lowest Home Ownership Levels since 1987

The latest government figures have shown that levels of home ownership in the UK have plummeted to the lowest levels recorded since 1987. Although the large majority of recorded households are registered as home owners - representing 14.4 million people - this still only represents 65pc of households and is the lowest recorded percentage of the last twenty-five years. During...

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Borrowers Told to Avoid Being Seduced by 'Best Buy' Mortgage Rates

There has been a lot of media coverage about competition levels in the mortgage market, but borrowers are being warned to do their homework before they rush into a new deal. The latest set of headline rates may be boasting historically low interest rates in some cases, but there are very often catches attached in the form of higher application...

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15 Million Adults Feel the Mortgage Strain

The stress of mortgage and rent payments is putting a strain on 15 million people or nearly one third of British adults according to recent findings from the housing charity Shelter. Furthermore, this group reported that this stress was having a knock-on effect on their families, as well as their own emotional health. The charity interviewed over 4,000 British adults...

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1.5m UK Investors Turn to the Buy to Let Market

Recent events in the economy have led to a noticeable increase in the number of buy-to-let investors flooding into the market, seeking a better place for their savings than in struggling bank accounts and other investment vehicles currently offering poor returns. And with attractive yields being found in certain areas of the UK, it's clear that the buy-to-let boom has...

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Presenting Your Rental Property to Tenants - Tips From The Experts

The rental market is competitive and landlords are fighting hard to get the best tenants into their properties. A good tenant will look after the property, pay the rent on time, be responsible and trustworthy and, with luck, plan to stay for some time. However, most landlords have had to deal with the reality of difficult tenants who damaged the...

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