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Will Fixed-Rate Mortgages Fall to 1.5pc?

Experts are predicting that the best-buy rates on fixed-rate lending products could fall this year to a historic low of 1.5pc. A new price war among lenders offering mortgages seems to be gathering pace as the government's Funding for Lending Scheme starts to take effect. Already, the Yorkshire Building Society has launched a two-year fixed-rate product at 1.99pc and Nationwide,...

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Steps to Finding the Right Estate Agent

If you're selling your property, you are engaging in one of the biggest financial transactions of your life and will want to ensure that you get the best price. To do this and to manage the process smoothly, it's essential to choose the right estate agent. Look for Experience A good estate agent will really know your market and demonstrate...

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Mortgage Deals Made More Expensive by Hefty Fees

Buy-to-let (BTL) landlords are being warned to do their sums carefully, as research revealed that some of the best new BTL mortgages come with very hefty arrangement fees; often boosting the overall cost by up to 2pc. These lenders' fees can make the mortgage rates themselves appear misleading, despite their attractive headline rates, according to wary analysts. Landlords are advised...

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Presenting Your Home: The Power of Scent

When it comes to presenting your home to potential buyers, no angle should be left unconsidered. The right presentation of your property can mean the difference between a non-sale, an offer and a sale at the price you want. Those properties that are beautifully presented will linger in people's minds and these will tend to be the ones that have...

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Average London House Price Predicted to Hit Half a Million

A leading economic think tank has said that it predicts the average price of a London house will be as much as 500,000GBP by the end of 2020. For 2013, the Centre of Economics and Business Research believes that prices will hit an average in the capital of 383,000GBP. This, they believe, will come about through a slight slowing in...

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First-time Landlords - Keeping on top of Administration

When you first start to let out a property, it can be tricky staying on top of all the varied obligations. These range from tenant referencing through to payment collection and regulatory responsibilities around property safety. Tenant referencing is one of the most vital aspects of securing a high-quality let. You must ensure that your new tenant has a good...

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