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15 Million Adults Feel the Mortgage Strain

The stress of mortgage and rent payments is putting a strain on 15 million people or nearly one third of British adults according to recent findings from the housing charity Shelter. Furthermore, this group reported that this stress was having a knock-on effect on their families, as well as their own emotional health. The charity interviewed over 4,000 British adults...

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1.5m UK Investors Turn to the Buy to Let Market

Recent events in the economy have led to a noticeable increase in the number of buy-to-let investors flooding into the market, seeking a better place for their savings than in struggling bank accounts and other investment vehicles currently offering poor returns. And with attractive yields being found in certain areas of the UK, it's clear that the buy-to-let boom has...

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Presenting Your Rental Property to Tenants - Tips From The Experts

The rental market is competitive and landlords are fighting hard to get the best tenants into their properties. A good tenant will look after the property, pay the rent on time, be responsible and trustworthy and, with luck, plan to stay for some time. However, most landlords have had to deal with the reality of difficult tenants who damaged the...

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Will Fixed-Rate Mortgages Fall to 1.5pc?

Experts are predicting that the best-buy rates on fixed-rate lending products could fall this year to a historic low of 1.5pc. A new price war among lenders offering mortgages seems to be gathering pace as the government's Funding for Lending Scheme starts to take effect. Already, the Yorkshire Building Society has launched a two-year fixed-rate product at 1.99pc and Nationwide,...

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Steps to Finding the Right Estate Agent

If you're selling your property, you are engaging in one of the biggest financial transactions of your life and will want to ensure that you get the best price. To do this and to manage the process smoothly, it's essential to choose the right estate agent. Look for Experience A good estate agent will really know your market and demonstrate...

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Mortgage Deals Made More Expensive by Hefty Fees

Buy-to-let (BTL) landlords are being warned to do their sums carefully, as research revealed that some of the best new BTL mortgages come with very hefty arrangement fees; often boosting the overall cost by up to 2pc. These lenders' fees can make the mortgage rates themselves appear misleading, despite their attractive headline rates, according to wary analysts. Landlords are advised...

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